How Princess Charlotte's net worth makes her 'richer' than her brothers
Princess Charlotte is third in line to the British throne - but her net worth reflects a lot more than that...Princess Charlotte’s net worth stands out against her brothers, but how much is the difference?
Kate Middleton’s daughter Princess Charlotte could be the ‘richest’ kid on earth and even wealthier than her brothers, George and Louis, according to a report. The estimation is well over the standard for most children, and it’s thanks to her mother, the Princess of Wales.
Despite how big brother Prince George is the second heir to the British throne, Princess Charlotte’s net worth trumps his and younger sibling Prince Louis.

How much is Princess Charlotte’s net worth?
The young princess’ net worth is said to be a staggering £3.9 billion, but it’s not because she has this amount of cash in the bank!
Her mother has a big influence on this figure, with what exports are calling the ‘Kate Middleton’ effect.
According to a study, Kate’s fashion choices and those for her children have a huge impact on fashion trends. Because of this, it’s estimated Princess Charlotte’s wealth is attributed to the potential she holds as a future fashion icon when she’s older.
Some are dubbing Prince William‘s little girl as the ‘richest kid in the world’ because of the figure.
In reality, she doesn’t have this money to hand, and it’s an estimation on value of her influence. But her family, including parents Prince William and Kate Middleton, are funded by the Duchy of Cornwall. The profits of the estate are used to fund the family’s lives, security and other things they will need day-to-day.
As it stands, the Duchy of Cornwall is valued at £1.2 billion, and makes around £30 million in surplus each year.
The pot will be used to fund the children’s livelihoods until William ascends to the throne – at which point, it is then passed down to the heir, Prince George. After he becomes King, William will be funded by the Duchy of Lancaster estate, worth £648 million. The annual income of profits stand at around £34 million currently, which he can use to fund Princess Charlotte and Prince Louis, as they won’t be covered by the Duchy of Cornwall anymore.
Read more: Princess Charlotte may have to wait ‘years’ for new royal title when Prince William becomes king
Young Princess Charlotte is technically ‘richer’ than her brothers Prince George and Louis (Credit: Dutch Press Photo/Cover Images)
Princess Charlotte is ‘richer’ than her siblings
Princess Charlotte is ‘richer’ than her brothers as her net worth is estimated to be £3.9 billion. Whereas her brother, Prince George‘s net worth currently stands at £3 billion – even though he is second in line to the throne. Little Prince Louis’ net worth is estimated to be between £70 million and £125 million.
These figures have also changed over the past 18 months. Back in December 2023, George was estimated to be at £3.4 billion, and Charlotte’s at £3.5 billion – but the heir’s figure has taken a slight hit, with his sister’s rising by £500k.
Reader’s Digest also tried to estimate the young royals’ net worths and made calculations based on “their value to the UK economy”. Of course, the youngsters are still in school and only make rare appearances at events. They don’t have jobs and haven’t physically received any inheritances.
Princess Charlotte’s net worth is estimated to be a staggering £3.9 billion (Credit: Andrew Bartlett/Cover Images/INS)
What inheritance does the royal family receive?
Wills made by the monarch do not require a grant of probate, and often executors of the will will privately ask the court to seal the document. When this happens, the will and documents are not made public, with their contents remaining confidential.
There are three main reasons why royal family wills are private, from sensitive information about the royal family being leaked, security concerns and exposing the locations of valuable assets, as well as the royal inheritances not falling under public interest.
This tradition was put in place in September 2021, when a judge ruled the will of Prince Philip, the Duke of Edinburgh, will remain sealed for at least 90 years. After this date, there will be a private process to determine whether it will be unsealed.
It went against the tradition of the monarchy which typically ‘indefinitely’ sealed royal family wills in British history.
Therefore, we won’t know the inheritance royal family members receive.
Princess Charlotte could inherit stunning jewellery from her mother Kate Middleton (Credit: Dutch Press Photo/Cover Images)
Charlotte may inherit treasured jewellery from Diana
Although we won’t know Charlotte’s inheritance, reports say she’ll have access to an extensive collection of her late grandmother and great-grandmother.
This will be in the form of Princess Charlotte having access to some of the most exquisite pieces of jewellery ever made in the world. Reports say she may also inherit some special pieces which belonged to grandmother Diana, as per tradition.
While the palace hasn’t disclosed which pieces of jewels Princess Charlotte will inherit or wear when she’s older, it’s expected she will dive into her mother, grandmother and great-grandmother’s jewellery box for important events.
These could include the Cambridge Lover’s Knot Tiara, worn by Princess Diana and Kate, the Queen Mary Emerald Choker and the Cartier Halo Tiara Kate wore on her wedding day. There is also Diana’s jewellery passed down to Kate, such as the sapphire diamond drop earrings and her sapphire engagement ring, which could be in Charlotte’s hands one day.
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